Introduction

Your Data Protection and Privacy are important to us. Hence, Accupayd Technology Private Limited has formed this Privacy Policy to inform our users of our data-handling practices, as the data is mainly collected through our website or site www.statfin.in. Hereinafter, the terms you/your/yours refer to the clients/users and we/us/our/company refer to Accupayd Technology Private Limited similarly. The Client/User can be an individual representing a business or organization or an organization or a government body. Our Privacy Policy is subject to our Terms of Use and your consent to our privacy policy reflects the acceptance of our Terms of Use and its governance. Besides, acceptance of our Privacy Policy indicates your consent to our data-handling practices.
The data collected for any purpose like Identity, Employment, Business Compliance, Legal, Financial, Loan Approval and others is handled with the utmost protection and care, ensuring the Data Protection and Privacy laws are abided by uncompromisingly. Users can know our Privacy Policy practices through this page and accepting these terms of our privacy policy means you are accustomed to our practices. The following practices are included in our Privacy Policy:

• Data We Collect
• Data We Collect
• Sharing of Your Personal Information
• Data Security and Retention

Privacy Policy Practices

1. Data We Collect

We rely largely upon the data we collect or the information users provide us to offer our services in the best way. Data/information is collected through,

• Direct User Input - - Registration forms, survey forms, feedback forms, checkout and payments, live chat and customer support
• Automated Tracking and Cookies - Cookies, IP Addresses, Device and Browser Information, Behavioural Tracking.
• Third-Party Integrations - Analytics Tools, Social Media Logins and Advertising Networks.
• KYC Data Collection - Personal Identifiers, Identity Proofs, Address Proofs, Biometric Data, Financial Proofs, Consent and Authorization.
• Job Applicants - Personal Information, Resume/CV Details, Professional References, Background Proofs, Skill Assessments through Tests or Assignments.
• Blogs, Insights and Newsletters - User Comments, IP Address and Device Information, Engagement Metrics, Download Requests, User Interests, Survey Responses and Email Address.
• Verification Services - Identity Data, Employment Verification, Education Verification, Criminal Record Check, Address Verification, Financial and Credit Checks.

2. Data Utilization

The data we collect is utilized for Business Operations and to enhance our Business Functions efficiently. Besides, we ensure that no unauthorized utilization will take place, beyond its intended purpose, that eliminates the integrity of our Business Operations.
Listed below are the core purposes of data collection, which are necessary to offer seamless services and to provide the best support, enhancing your customer experience with us.

Service Provision (Background Verifications) - Service provision is the practice of screening and validating the collected data to give a precise report on the requested services that may include identity screening, address verification, education and employment verification, legal and financial checks, criminal checks and any other customized checks. Our Service Provision also includes a large number of checks or verifications that can be requested as per the Business needs.

Business Operations - Business Operations is the inclusion of many key aspects like Data Utilization, Service Delivery, Report Generation, Workflow Creation and Management, Quality Assurance, Technology and Automation Utilization, Auditing and Monitoring , Data Security and Privacy and many others that influence Business Operations. The data collected is utlilized in all the key aspects i) to offer our services, ii) ideation and optimization iii) analyze engagement metrics, iv) implement strict security measures v) formulation of fraud prevent strategies, etc.

Communication Services - Communication Services is neccessary to communicate or inform our new services and practices to our clients effectively. It may be through emails, newsletters, blogs, articles, e-books, social media and professional networks, client calls, help desk and customer support. The data collected is processed and analyzed to better our services in any form and to gain more engagement through the services offered.

Support - Data storage is essential to promptly assist our clients/customers in their queries and concerns related to services offered, rights and responsibilities, data protection and privacy and other communications through support desk, ticketing systems and live chat.

Database Screening - We stack the collected data against authroized and trustable databases for Background Verification Purposes. It is mandatory to conduct a through research on an individual/organization to cross-check or cross-refer to identify any false communication or misguidance.

Compliance and Legal Obligations - Data is collected and processed in compliance with the regional and national data protection laws, asserting legal and ethical handling. Also, we respond to requests that follow the legal data protection policy of individuals and anything that breaches the privacy policy will be responded accordingly.

3. Sharing of your Personal Information

Data Verification is done either completely by us through the agents we employ or may hire third-party agencies. In any cases, we have implemented strict measures to uphold data protection and privacy laws of an individual and have ensured no breaching or violation takes place under any circumstances. Here are few scenarios we may share your personal or official data, limited only to background verification purposes.

Agents

Agents may be a single individual or any third-party agencies who are hired for performing ground/field verification or document validation. These agents/agencies are authorized personnel who work under contractual obligations and execute the validation process by cross-checking the data with reliable sources by securing its integrity simultaneously.

Business Partners

There may be a requirement to establish a contract or partnership with other business entities to utilize their technologies and employees for support and services. In such cases, we may be obliged to share your personal information, strictly intended for verification purposes and validation and acknowledge that the data handling practices are same as us with stringent confidentiality agreements for full data protection and privacy.

Employers and Business Organizations

Employers and Organizations are the receivers of your validated personal data or information who receive them through reports with findings and analysis. Recruitment Managers and HR Departments officially get the BGV reports and may share it with the Management for further actions.

Legal Authorities

Disclosing the data/information processed or unprocessed is mandated when legally bound. Government agencies may acquire such information in cases of investigation or other trail cases.

4. Data Security and Retention

Data Security

Data Security is handled in compliance with the Digital Personal Data Protection Act (DPDP Act) of India. Data and information collected on the site is ethically and legally handled, stored and processed/analyzed and utilized for the intended purpose and assure that proper technical and safety measures are in place to secure the data collected and processed. We have been certified ____________ to practise the same with formulation of proper “Terms of Use” and Protocols.

Retention

Data is retained under contractual obligations or other legal obligations and may be further stored for other purposes in cases of queries, enquiries or others.

5. Your Rights and Choices

As a Client or User, you have the rights to withdraw from any of the requested services if you have witnessed or found any discrepancies in the verification process. The services can be background verification, newsletters or any promotional or marketing material that you no longer have the requirement for.
Besides, you have the right to access, right to remove or update data (only under contractual obligations), right to withdraw consent, right to compliant, reject cookies and tracking preferences if you want to retrieve control over your data.

6. Cookies and Tracking Technologies

We may use cookies and tracking technologies to optimize our services in any form which will further enhance your experience in our website. These cookies and technologies track your usage and behaviour for providing us better insights for engagement, marketing and services. Way may also allow third-party service providers to track on our behalf and gather insights from them, who may their own data protection and governing policies.

7. Third-Party Links and Services

Our website may contain links to third-party websites and services, which are neither operated nor governed by us. We advice you to exercise caution before providing any personal or other information or thransactions that you may initiate, as we have no control over their data protection and storage practices and we are not liable/responsible for any data breach, loss or misuse and any disputes that may arise or caused by our interaction with such third parties.

8. Children’s Privacy

Our Site is directed for users who are 18 and above. Sign-ups and other requests from minors will not be processed unless done by the parent/legal guardian only for the intended purpose. As per Data Privacy regulations, we encourage only specified users to access our site or gather information or requests services from us.

9. Changes to This Privacy Policy

We may make changes to this privacy policy by revising our practices, legal requirements and business operations. Any changes will be made effective immediately and the revised version will be published by the authorized personnel with its revised date. Your access to our site and services can be made legal and accepted only after your consent to our new privacy policy. We require you to saty informed of our privacy policy and any usage or access or requests after that reflects your acceptance of our new revised privacy policy.

10. Contact Us

If you experience any grievances or violations and believe that your data privacy has been breached, please contact us through email at info@statfin.in. You can also mail us at Unit No 904, 9th Floor, Keppel One Paramount No 110, Mount Poonamalle Road, Manapakkam, Chennai - 600125, Tamilnadu.

11. Disclaimer

The Privacy Policy is a functional and essential part of the Terms of Use on our website www.statfin.in and must be reviewed together anytime.